Should I use Verizon Wireless or Straight Talk

Should I use Verizon Wireless or Straight Talk from Wal-Mart? When people find out that Hubby and I use different cell phone companies we're often asked . This post compares his plan with mine. It doesn't compare other pay per use options from Verizon Wireless.

Hubby has a traditional contract. His $80 monthly payment covers 900 minutes and 5 free contacts. His Verizon Wireless plan has 1,000 text message. A 2 year contract and disconnect fee applies.

My Straight Talk wireless is a prepaid with no contract or break fee. It's $45 per month for unlimited talk, text, 411 and mobile web. Payment is due every 30 days.

Accepted forms of payment

Before having the Verizon Wireless bill debited if Hubby forgot to pay he could still use his phone for awhile. It doesn't shut down in mid-sentence.

With Straight Talk I get a text reminder three days before payment is due. If I run out of minutes the service shuts down. The same number may not be avaialble.

Both companies accept payment by debit or credit card or from your checking account. Additionally, Verizon Wireless accepts payments at their stores. Straight Talk sells minutes at any Wal-Mart.

Service

Both phones use towers from Verizon Wireless. If he has a signal, I have a signal. A reason that Straight Talk is less expensive is that it's on the older 3G network. Hubby's phone is now on a faster 4G network.

Available Phones

Straight Talk has a limited number of cell phones. They have just now rolled out smart phones that have the capability of downloading apps. You pay full price when buying phones. This can range from $30 - $200. There is no insurance. If it breaks when out of warranty, you cry.

Almost every kind of phone is available from Verizon Wireless. With the agreement of a 2 year contract some phones are available for as low as $9.99. Insurance is available.

Travel capabilities

My husband is very happy with Verizon. We could make and receive calls in Canada and Alaska. Straight Talk service stops at the border. (But really, when can I drive to Alaska next?)

Bottom line

We can recommend either carrier. I love my Straight Talk plan as much as he likes Verizon Wireless.